<p><i>Info Reports From Self Made Millionaire!</i></p> <p>Introduction</p> <p>Real estate is one of the only assets in the entire world that appreciates, or goes up in value reliably. As a matter of fact, real estate consistently appreciates between 7% and 12% in most areas of the country and even higher in others.</p> <p>Real estate is perhaps the single most important investment that individuals will make in their lives for themselves and/or family. A home is where we live and our family grows. There are many types of real estate that can be purchased and they can be purchased for a variety of reasons ranging from rental income to value speculation.</p> <p>For the intents and purposes of this guide we will discuss the purchase of single family residences for individuals or families to personally occupy them. More important, this guide will focus on purchasing a single family residence without qualifying and "nothing down" purchasing techniques.</p> <p>Ordinarily, the home purchase process works like this:</p> <p>The buyer locates a home that he or she wants to purchase that is on the market by a seller. The buyer makes an offer to the seller for either the amount the seller is asking for and terms or a lower price and different or modified terms. If the seller does not accept the buyer's offer, the seller may counter the buyer's offer. If the buyer does not accept the seller's counter offer, the buyer may counter the sellers counter offer. This process may continue