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From the Table of Steven E. Waters
Date: Saturday, Gregorian calendar month 11th, 2008

Dear Reader,

Hello my name is Steven Waters and, despite how uncertain you may feel just about the economy and your fiscal future, you're just about to discover an investment that is safe, certain, and bonded to produce profits of 16%, 18%, 24% up to 300% per year.

Ok, so possibly you're expression to yourself, "This sounds too nice to be true."

I don't blame you. As a matter of fact, I can remember thinking the same thing. That is until I distinct to open my mind and discover for myself. That decision, which I ready-made so galore years ago, has opened up an investment that is;

• Safe,
• Certain,
• and Highly-Profitable.

Unlike stocks, futures, options, and commodities, government issued tax lien certificates are immune to the ups and downs of the economy. So even as if the stock market were to crash tomorrow, your rate, which can be as high as 300% per year, is fixed by law.

Most investments are risky and often we're uncertain how they wish turn out.

With tax lien certificates, there's no gambling, speculating, or praying that they wish go up. Once you purchase a tax lien certificate your rate is fixed to stay high, regardless of what happens in the markets.

When you buy a tax lien certificate Wall Street doesn't determine your rate. With tax lien certificates there's no up and down roller coaster ride; your rate is determined by law so you cognize exactly what your return wish be. You can sleep at night knowing that no matter what happens with the economy, the markets or the news, your rate is fixed.

Maybe you've detected that it takes a lot of money to do a lot of money.

I cognize once I got started I didn't have a lot of extra cash just egg laying around. I worked hard for every dollar I had and I wasn't just about to throw it at every so called "opportunity" that came my way. I had to find an investment that didn't take a great deal of money to get started.

With tax lien certificates is doesn't matter how more you spend. Your rate, which can be as high as 300% per year, is the same, regardless of what you paid. It actually is the ideal investment because you can buy them for as little as a couple bucks on up to some million.

You'll have to forgive me, I'm acquiring a little ahead of myself. I just get actually excited once I start talking just about this astounding investment. You see most folk just don't cognize just about it.

As I aforesaid earlier, my name is Steven Waters and I'm just an average person that stumbled across an amazing investment. It was some years ago but I can still remember feeling a bit uncertain just about my own fiscal future.

"Unless you try to do thing on the far side what you have already mastered, you wish ne'er grow." - Ronald E. Osborn

Needless to say, I was at a real fiscal intersection in my life. As luck would-be have it, a close friend loaned me an audio program on generating wealth. I listened to it, in fact, some times. It discussed multiple route for generating wealth, from investment in stock options to buying real estate nothing down, and finally profiting with tax lien certificates.

I couldn't believe what I was hearing, it plumbed way too nice to be true. Generally, I wouldn't even as give thing like this a second thought, I would-be dismiss it and continue on with what I was doing. This time I reasoned that "If I keep doing the same things, I wish continue to get the same results." Although chilling at the time, I sure am glad that I distinct to take a closer look.

Just what are tax lien certificates and how do they work?

Ok, so here's how it works. All over the country local governments have millions of dollars in unpaid property taxes.

Unpaid property taxes create a serious cashflow problem for local governments. If local governments are unable to collect real estate property taxes, they are besides unable to provide important government services like police protection, public schooling, and medical services.

To solve this problem and fund daily services, local governments create and sell tax lien certificates to investors. In exchange, investors obtain the governments lien for property taxes. The lien is secured by the real estate it is attached to.

Just to be clear, you're not buying any real estate. You're just buying the governments lien on the real estate. So once you purchase a tax lien certificate you're actually paying the property taxes for person else. In exchange, the government transfers you the right to obtain all of the outstanding taxes owed by the property owner.

When you purchase tax lien certificates, you're entitled by law, to obtain 16%, 18%, 24% up to 300% per year.

In an effort to actuate property owners to pay their property taxes the government charges interest and penalties on top of the delinquent property taxes. Once the property owner steps forward to pay their delinquent property taxes, the government transfers the money collected including fees, interest and penalties to the tax lien capitalist - which is you!

Think of it this way. Like a bank or loaning institution, you're just providing a "short-term loan" to the property owner and by law you are entitled to obtain interest and penalties for your services.

Everyone is happy. The county gets their money, the delinquent property owner keeps their house and gets more time to pay their already past-due property taxes and you get to grow your money at the rate of 16%, 18%, 24% up to 300% per year.

In addition, this "short-term loan" is secured by real estate. So, just like a bank or loaning institution if the property owner doesn't pay their loan or in this case their property taxes, normally inside three (3) years from the time you buy the tax lien certificate, the government wish let you foreclose on the property to recover your investment.

Ok possibly you're thinking, "There has to be a catch, what's the catch?"

First of all, just about half of the states sell tax lien certificates.

Second, the sale of tax lien certificates are handled by the counties. County governments sell tax lien certificates at property tax sale auctions. There are over 1500 individual counties, all holding their separate auctions at various times and locations and with some rules. Trailing down the dates, times, locations and rules is a lot of activity but is surely well worth it, plus it keeps most folk away - departure more for you and me.

Tax lien certificates are the ultimate wealth builder - you just bid on the ones you like, buy them and wait. The government collects the past due taxes, fees, interest, and penalties from the delinquent payer and then they send you a check.

I'm sure you're inquisitive wherever to begin and how you can start earning 16%, 18%, 24% up to 300% with safe, certain and highly-profitable tax lien certificates.

As I mentioned earlier, it's a lot of activity trailing down the dates, times, locations and rules for the various tax lien certificate auctions. Listen closely, you don't have to reinvent the wheel, I've done all the activity so you don't have to.

You see, once my friends and family saw the success I was having they wanted me to show them how I was doing it, so I compiled all my notes and manual into a physical book which I've entitled Creating Wealth Without Risk™.

Here's just a sample of what you wish discover in Creating Wealth Without Risk™

• Learn how and wherever to buy tax lien certificates and earn 16%, 18%, 24% up to 300% interest.


• Purchase homes all over the USA for as little as 2 or 3 cents on the dollar, and own them free and clean of mortgages.


• In-depth manual on how to uncover your winning investment strategy.


• How to choice the better tax lien certificate states offering the biggest returns.


• Learn how to purchase high-yielding tax lien certificates through the Internet.


• Capture tremendous returns with borderline risk exploitation my super-simple ten-step tax lien certificate investment system.


• Minimize your risk and maximize your returns with my complete due-diligence research system.


• How to purchase tax lien certificates with little to no competition.


• Save yourself a bundle of time with my complete state-by-state tax sale summaries. Discover the statute mandated interest rates, redemption periods, bidding process, auction dates, and how to take title free and clean of all mortgages. Each and every state is covered.


• Realize massive returns tax postponed even as tax free through a self-directed IRA.


• I provide the contact information for the top ten officials including their phone numbers, address, and in galore cases web addresses.


• Know the exact questions to ask with my pre-printed tax lien certificate forms.


• And much, much, more.

I wrote Creating Wealth Without Risk™ to help you take full advantage of the tremendous wealth-creating potential of tax lien certificates. It reveals how you can start earning safe, certain, and highly-profitable returns of 16%, 18%, 24% up to 300% per year with government issued tax lien certificates.

For a limited time, once you order Creating Wealth Without Risk™ right now, you'll obtain over $200 in valuable bonuses all enclosed on the basined CD-ROM.

Listen, I want you to succeed. Therefore, once you order just one copy of Creating Wealth Without Risk™ I'll include a special bonus CD-ROM containing everything you need to purchase and profit from high-yielding tax lien certificates. That's right, you're going to get over $200 worth of valuable bonuses once you invest in just one copy of Creating Wealth Without Risk™.

Bonus One: Creating Wealth Without Risk™ Audio Program ($149.95 s)

Not that long ago I control a special four hour Creating Wealth Without Risk™ telephone training course. Over the telephone I lead a small choice group of students through the entire step-by-step process of investment in tax lien certificates. I'm including this entire audio program at no extra charge once you order just one copy of Creating Wealth Without Risk™ today.

In audio one you'll discover what does tax lien certificates the ideal investment. Then, moving on with a discussion on the taxation process and the legal issues encompassing this astounding investment. Next you'll discover the various methods for collection delinquent property taxes. Finally, I wrap it all up with the discovery of your investment goals.

In audio two I provide a simple and straight-forward way for you to identify the better state and counties to begin your investing. This process is a function of some factors, of which, I wish cover. Then you wish discover what to look for in the ideal county, who to contact, what to expect, which questions to ask and wherever to find the answers. Lastly, how to obtain an accurate and current list of tax lien certificates accessible for purchase.

In audio three, I present my super-simple risk-reducing research system. First, I review the tax sale list and the information it provides. Exploitation your goals and the information provided in the tax sale list, we begin to narrow the list of accessible tax lien certificates down to the diamonds in the rough. Finally, you'll discover a sure-fire system facultative you minimize your risk and maximize your profits.

In audio four, you'll discover the some methods of buying a tax lien certificates, including through the mail and over the Internet. Once you've determined the better know-how for buying your tax lien certificate, you'll discover how to get registered and what activity and or forms you must complete. You'll besides discover the various bidding systems, including their strengths and weaknesses. Finally, you'll discover how to collect your profits.

Bonus Two: Uncle Sam's Unofficial Manual For Tax Free Returns ($19.95 s)

One of the biggest struggles facing investors is keeping the profits generated by their investments. However, with a basic cognition of capital gains laws, and the right tools, you could be enjoying the astounding benefits of tax free profits.

In this special report, securities expert Jeff Desich of Mid Ohio securities provides a simple yet straight forward process to realizing tax postponed even as tax free returns with tax lien certificates.

You wish discover the benefits of a Self-Directed IRA relating to tax lien certificates and real estate in general.

You wish besides discover the exact mechanics of buying tax lien certificates and real estate with a Self-Directed IRA. This is the ONLY course of its kind and you cannot get it in bookstores. In addition, you wish besides discover the simple six step process of buying tax lien certificates with a Self-Directed IRA.

Finally, you wish discover how to get started reaping the tax deferred, even as tax free profits with a Self-Directed IRA! Forms and worksheets are enclosed ensuring you have all you need for keeping more profits and paying less taxes.

Bonus Three: 7 Days of Tax Sale Listings* ($9.95 s)

When you order Creating Wealth Without Risk™ now you'll obtain a FREE 7 Day trial* ($9.95 retail s) to access the most complete information for tax lien certificate, pre-foreclosure and proceeding listings.

With your FREE 7 Day trial* Access you'll have the ability to search Live Auctions, Foreclosures, Pre-Foreclosures, Bankruptcies, FSBOs and Tax Lien Certificates. Refine search results to display listings based on price, city, zip code and the desired number of beds and baths.

In addition, access invaluable property information such as division classifications, lot sizes, tax assessments, property images (when available), aerial maps and drive directions. Pull elaborate information just about communities and schools encompassing investment properties and much, more more.

Bonus Four: The National Directory ($19.95 s)

This is the most complete source for hard-to-find phone numbers, addresses, maps, and tools to help you connect with the better tax lien certificate states and counties.

Helps you quickly find phone numbers, addresses, maps and research tools to the better states and counties for realizing high-yielding, government issued and real estate secured tax lien certificates.

This crucial time-saving resource enables you to minimize your time and maximize your profits. Don't waste another penny on directory aided calls.

Features over 3000 county, municipal and local government listings, including addresses and phone numbers...all jam-pawncked in The National Directory.

Bonus Five: Personal One-On-One Consultation (Priceless s)

I just refuse to let you miss out because you don't quite understand thing or you have a deal that you are not sure about. Listen, once I tell you that I am serious just about your success, I mean it. I wish not allow thing to stand in your way to acquiring that 1st deal done!

Like thing new, buying your 1st tax lien certificate mightiness seem a little foreign at first. In addition, you may have a lot of fears holding you back. I want to help you take those tough, but crucial 1st steps.

During this complimentary telephone call we wish take time to understand wherever you are, help you identify your goals, resolve concerns, and create a elaborate plan of s facultative you to realize your fiscal dreams. The s and more significantly the impact of such personal keep far exceeds the investment in my Creating Wealth Without Risk™ and is priceless!

Bonus Six: Real Estate Forms ($19.95 s)

This package includes all the essential real estate contracts and power forms you need to do your deals happen. From finding bargains, acting a market analysis, purchase contracts to rental agreements and more.

Buyers Agreement, Evidence of Title, Review Check List, Comparative Market Analysis, Occupancy Agreement, Personal Networth Inventory, Property Profile, Property Selection Grid, Purchase Agreement, Rental Agreement, Rental Application, Shared Appreciation Agreement, Annual Property Operational Data.

With these real estate contracts and power forms you can quickly and easily put them to use. Unlike traditional forms, you buy them, use them and runout. Since these forms are digital, you can find and print them as galore times as you like.

If you've checked out another tax lien courses, you cognize that they typically sell for some hundred to a couple thousand dollars or more.

The information contained in Creating Wealth Without Risk™ could easily sell for hundreds of dollars. In fact, I in person cognize of "gurus" out there who are charging an arm and a leg for their over-hyped and over-priced courses.

Listen I'm not trying to be a "guru", in fact those guys bug the daylights out of me. Which is exactly why I'm offering the same information for a frs of what they're merchandising it for. I'm delivering a whole lot of s in Creating Wealth Without Risk™ and my hope is that you wish tell anyone that wants to discover more just about this amazing investment to buy my book.

Here's my pledge to you.......

I'm confident that Creating Wealth Without Risk™ has everything you need to purchase and profit with safe, certain, and profitable tax lien certificates. However, if inside 60-Days of ordering Creating Wealth Without Risk™ you feel it isn't all it's cracked up to be, I'll issue you a full-refund plus I'll let you keep the book and the $200 in valuable bonuses.

Tax lien certificates are the ideal investment and Creating Wealth Without Risk™ has everything you need to get started right away. With my 100% money-back guarantee, you've got nothing to lose and everything to gain.

Opportunity is knocking, take s, order Creating Wealth Without Risk™ now and begin profiting 16%, 18%, 24% up to 300% with tax lien certificates.

Remember, I am only guaranteeing the bonuses for a limited time. I can't do this offer forever. PLEASE (I'm asking nicely!) do not email me and get upset if you try to order and I am no longer including the $200 in FREE BONUSES.

Massive Success,

Steven E. Waters
Creating Wealth Without Risk™

"All the information that I received was really helpful in acquiring me started. I attended my 1st tax lien certificate auction and bought a 1/3 acre lot appraised at $5000 for $1510."

- R. Rangel, Texas

"I found Creating Wealth Without Risk™ really helpful in describing what I needful to do to invest in tax lien certificates. The big plus is that you have besides enclosed all the contact information for the counties which offer tax lien certificates. It saved me from having to find the information by myself."

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"Thank you for your great work. I just received your book and haven't been able to finish reading it. I would-be recommend Creating Wealth Without Risk™ to anyone who is interested in acquiring into Tax Lien Certificates."

- J. Bennett, California

"I wanted to let you cognize I thought your book was outstanding. The modules are a fantastic resource, not to mention the forms, spreadsheets, links, etc.

My husband and I paid a lot of money to travel to a course and piece we did attend an auction, we only received just about half of the information you have provided."

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"A friend of mine purchased a tax lien course at a seminar for $2,700. To his dismay we discovered his big-ticket course did not contain any more information then your book Creating Wealth Without Risk™. Give thanks you really much."

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"It was great to see the information on the some states. It was a real time saver. I have since with success purchased 5 tax liens. Support up the nice work."

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"I knowing a whole lot just about what tax liens are and how to locate them nationwide. The information was really informative and helpful. I consider Creating Wealth Without Risk™ to be the absolute better manual anyplace on the subject of tax deeds and tax liens."

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"Since I am involved in some businesses, time is a major constraint on following new financial gain streams. Your book Creating Wealth Without Risk™ is high-quality and a major productivity booster. I recommend it to any serious investor."

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"I have been looking for investment properties and your book, "Creating Wealth Without Risk&trade" saves an astounding figure of time and effort! Everything I need to do an abreast of decision is included. I presently have a farm with 50 acres on lien and I stand a great chance of acquiring this for pennies on the dollar."

- S. Kay, Minnesota

Offer valid to U.S. and Canadian residents only. Must be 18 years of age or older. Limit one copy of Creating Wealth Without Risk™ per household. By taking advantage of this special offer you agree to the PRIVACY POLICY (Last Updated: 09/01/2008) and the DISCLAIMER of this website. ©2008, Tax Lien University, Inc. All rights reserved.

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