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"Former Mortgage Banker Reveals Inside Private private secrets Of How To Get The Really Better Home Loan In Any Market."



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If you, or person you cognize is acquiring available to come up, purchase a 1st home, a bank closely-held foreclosure, short sale or refinance, pay close attention to what I'm going to share with you.

You don't cognize me yet, but after reading this exposé on the mortgage industry's "dirty little secrets", I hope you're glad you do. I've ready-made an insane living for over twenty-five years as a mortgage banker and broker and instructed thousands how to do the same. If there was a way to do a mortgage fly, I either knew just about it or created it and now I'm going to share three of these private secrets with you.

I'm going to help you understand the mechanics of acquiring a mortgage so you can be a more educated user and help yourself get the better deal possible.

The strategy of lenders is to maintain an uneven playing field with their clients. The average person only gets a mortgage every seven years. How can you become nice at thing you do every seven years, especially if you're dealing with person who knows all the ins and outs and is doing this several times a day?

It's appalling how galore Americans are losing or are just about to lose their precious piece of the "American Dream." They're just about to be homeless because of the "smoke and mirror" plan of action shrouding the mortgage industry.

Need proof? Don't take my word for it...

September, 2007
HUD to Warn FHA Lenders on Excessive Fees:


The Department of Housing and Urban Development is preparing to issue an "alert" shortly that warns Federal Housing Administration lenders just about paying "excessive" fees to non-FHA-approved mortgage brokers. "We are concerned [that] consumers are being charged excessive fees," a HUD spokesperson said. He aforesaid HUD is planning to warn FHA lenders shortly that these fees could be "duplicative." Piece non-approved brokers can refer clients to FHA lenders, they are not allowed to take FHA applications or originate FHA loans. Nevertheless, FHA lenders are soliciting non-approved brokers to bring them customers and loans to process. HUD investigators have found that several lenders are charging borrowers points and paying $4,000 to $5,000 to the brokers. The National Association of Mortgage Brokers aforesaid it condemns this practice, which circumvents the FHA's approval process for originators. "This loophole inevitably to be closed as part of FHA reform" legislation, NAMB president Martyr Hanzimanolis said.


Where do you think those fees are coming from? (Secret No. 1)

Need more? See on...

September, 2007
NAMB Seeks Compromise on YSPs

The National Association of Mortgage Brokers is hoping to find several middle ground with Home Democrats on a provision in a recently introduced predatory-lending bill that would-be ban "incentive" payments to originators, including yield-spread premiums that are a broker's main source of compensation. "I understand their intent is aimed at incentive payments," NAMB executive vice president Roy DeLoach said, wherever a securitizer pays an additional premium for certain types of loans. The NAMB agrees that incentive payments should be banned. "We want to clarify that an origination fee can be paid by the loaner to the brokers," Mr. DeLoach said. Otherwise, the mortgage brokers wish be forced to oppose the bill introduced on Oct. 22 by Reps. Barney Frank, D-Mass., Brad Miller, D-N.C., and Mel Watt, D-N.C. "The indirect compensation mortgage brokers obtain from lenders is a defensible fee that really lowers closing price to consumers," NAMB president Martyr Hanzimanolis said.

(There's Private secret No. 2)

I think by now you've got to agree that it's open season on the unsuspecting consumer. If you're not a loan officer, or person that understands the private secrets of  how mortgages work, that's YOU!
(That Was Private secret No. 3)

Home prices wish be leveling off shortly and you'll want to be positioned to take advantage of that.

I'm going to pull back the curtain and show you private secrets loan officers don't want you to cognize in a series of FREE reports delivered directly to your inbox over the next few days.

It's only a small slice of an exclusive instructions I created called "How To Ne'er Get Ripped Off Once Acquiring A Mortgage".

Here's what else you'll learn...
  • How more do loan officers do from a typical loan?
  • What is a FICO score and how do I get mine?

  • What is a "YSP" and how makes it affect my interest rate?

  • "Trigger" words to use once dealing with a loan officer that wish save you thousands.

  • I think I got a bad deal, who do I contact?

  • How do I get the better loan and the better interest rate?

  • And more more...

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