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We are NOT a user coverage agency as defined under the Fair Credit Coverage Act ("FCRA"), and the information in our databases has not been collected in whole or in part for the intention of furnishing user reports, as defined in the FCRA. Website information cannot be used to: (a) establish an individual's legibility for personal credit or insurance; (b) assess risks associated with existing user credit obligations, (c) measure an individual for employment, promotion, assignment or retention (including employment of family workers such a nannies, housekeepers, or contractors), or (c) in conjunction with assessing the merits of entering into any another personal business transs with another individual).

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