The Shocking Truths Revealed Ebook

In this product you'll discover:

• Why you may be losing up to 40% of your return purchasing a mutual fund through an annuity and why mutual funds outside of a variable annuity will just about always outperform the same mutual fund in a variable annuity. Failing to understand this is like throwing your hard earned money out the window.
• Why a 'minimum guarantee' can do more harm than good.
• When an annuity becomes your worst nightmare-- don't let this happen to you.
• What Your Agent Never Told You About the Return Policy
• The way to get an insurance company to send you a check every month-- it's not what you think!
• The two things that your annuity better have-- this little gem can be a gold mine for seniors.
• The truth about how agents get paid and why insurance companies don't want you to know.
• The one annuity you should almost NEVER own-- unless you are a dying gambler!
• The one annuity you MUST own.
• The one ONLY way to mitigate surrender charges-- you'd better understand this one!
• The difference between a fixed and variable annuity and the pros and cons of each.
• One way to leave your beneficiaries more money than what your account has in it. This alone can change the lives of your loved ones after your passing-- this one tip alone will amaze you.
• Many agents sell annuities by saying that you won't have surrender charges, but I tell you the truth and what to ask to avoid being burned.
• How your annuity is being double taxed and what you can do about it.
• How to use minimum guarantees to your advantage and why not understanding this can hurt you.
• How to realize gains without paying taxes.
• How to avoid the tax time bomb. A perfectly legal way to save tens of thousands of dollars by not paying income tax on your annuity gains.
• Here are the 'right' questions to ask your agent so that you get exactly what you need.
• Getting Out of the Annuity You Are In Without Tax Consequences.
• Exactly what you need to know about the 'index annuity' and what your agent isn't telling you.
• Everything that you need to know about annuities. Knowing and understanding this will save you thousands and thousands of dollars before you ever sit down and talk with an annuities agent.
• 'Minimum Guarantees'... these can work for or against you. You'll learn exactly what to look for.
• 'Medicaid friendly' annuities. You were told that your annuity is medicaid friendly... don't fall for the hype... I'll explain what's really going on.