IntroductionIn our country's economic system of free enterprise it is the right of each and every individual to enjoy life and liberty to the
fullest as long as in the process they do not impose on those very same inalienable rights of other individuals. To enjoy our freedoms
is a privilege we all share and cherish. Perhaps one of the greatest of these numerous privileges is the right to control and manage
our finances for personal gain and profit.
Perhaps the greatest personal investment any individual could make is the purchase of a single-family residence. The ownership
of a residence is a dream shared by many and once realized appreciated and cherished as a prized possession. Since the beginning of
time humans have taken pride in where they
