One day you will file a claim. On that day, your insurance company will conspire to keep your money.
The multi - million dollar advertising campaigns are created to convince the public that insurance companies are caring and protective of their customers. Nothing could be further from the truth. I understand their tactics and their motivations well. I spent twelve years as an Insurance SIU Investigator. Twelve years in the trenches. Twelve years learning what your insurance company will do to you to avoid payment of your insurance claim.
When I began my insurance career, I figured I had seen it all. I had been a police officer for ten years in Miami. I knew the drill, or so I thought. Insurance fraud investigation seemed a natural fit. You know, punish the bad guys, and protect the good guys. What I did not know was that I was about to embark on a long journey into the corrupt world of insurance.
I would soon discover that while on the streets it was pretty obvious who the bad guys were. In the world of insurance, the bad guys weren't on the streets - they were in the board room.
Don't think you can simply negotiate with an adjuster in order to achieve a fair settlement. I'll take you light years beyond that losing proposition.
- Insurance companies use intimidation tactics to bully their customers into unfair settlements.
- Insurance companies routinely engage in unfair claims practices because they get away with it.
- Insurance companies take advantage of their customers when they are most vulnerable.
What do you know about:
- Discriminatory underwriting schemes?
- Clandestine surveillance?
- Aftermarket parts?
- Special Investigation Units?
- Policy misrepresentation?
- Credit scoring?
- Independent Medical Examinations?
- Examinations Under Oath?
Unless you fully understand the implications of these and countless other claims avoidance tactics, you must take advantage of my insider knowledge.
- You must not allow the insurance company to unfairly manipulate your claim.
- You must refuse to be intimidated.
- You must deal from a position of strength.