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Credit Repair InformationBusiness Disaster? Won't Happen to Me
by:
Denise OBerry
Copyright 2005 Denise OBerry
As fast as you can say business disaster, your business can go up in smoke. That's what happened a piece back to Castle Carpet One. Gone were thousands of dollars worth of instrumentality and carpet, plus two smaller businesses that were housed in the same building. Fortunately the owners, Larry and Diane Cox, had plenty of business insurance to cover their physical losses. But they lost their most important business plus - client records - because of failing back up systems. Reconstruction
their client base wish be tough and the long-term revenue impact is hard to measure.
With disasters like hurricanes, tornados, fires, floods and terrorism, to name a few, it's critical for small companies to have a disaster plan. And for companies with only one location, it's even as much important. One location companies have the potential to lose the entire business if disaster strikes. For a home-based business, it's even as worse. You could lose your house and your business in one swoop. Any small business owner can minimize the damage by just having active
strategies in place to deal with an emergency once
it happens. What if:
- You arrive at your business to find it vandalized and all of your client records missing?
- Your most critical worker
becomes ill and requires an extended absence?
- Your computer hard driving (or network) crashes?
- You become the primary care giver for a sick family member?
- You become ill and can't manage your client commitments?
- Your business becomes inaccessible because of an emergency on your street?
What would-be you do? Would-be your business survive? What would-be you grab if you had to leave your business quickly? After the emergency, how would-be you communicate with your employees? Customers? How long would-be it take to get back to business as usual?
Without a disaster plan, you'll have a harder time acquiring back to work. Most business people think it wish just take two or three days. That's tough to do if you have no plan for action and little money to come forward. The reality, experts say, is much like some months and at least 25 percentage of businesses that experience a disaster ne'er
reopen.
But most small business owners just don't do time for planning. We think it's "never going to happen to us." It could. The time to formalize a game plan for an emergency is before it happens. Do it now.
Just about the author:
Denise O'Berry is a small business adviser placed in Florida. For disaster planning tools and tips, visit http://www.myhurricanecenter.com
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