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Complete Travel GuideInternational Travel and Health Insurance
by:
David M. Schmader
Embarking on Your Dream Vacation
Are your Plans Complete?
Your bags are packed, passport and papers in order and you couldn’t be in a higher state of excitement preparing for travel to that wonderful, exotic location. This is the vacation you have planned it seems forever. As you sit on the plane, you and your partner discuss for the hundredth time the aqualung diving you wish do, the amazing rock climb and hikes into the rain forest. Everything is perfect!
Life rarely
gets better than this.
Despite all the excitement of travel, Americans do have several concerns.
According to a survey by the Chubb Group, much than 70% of Americans surveyed aforesaid their greatest concern once
traveling is suffering a medical emergency...more than double the fear of being mugged (30.7%), three times the fear of being abraded in a terrorist attack (23.4%).
What happens if a medical emergency arises once
traveling overseas?
Many folk assume that piece they are out of the U.S. or North american country they wish be covered by their standard medical plan. However, most traditional health insurance plans are not designed for international travel.
According to the U.S. Department of Commerce, about 27 million travelers board U.S. airlines for overseas destinations and about 26 million foreign travelers move to the U.S. each year. However, galore are not prepared for a medical emergency abroad.
Most traditional health insurance plans would-be not cover an unexpected unwellness or injury during international travel. But travelers with international medical insurance would-be have protection for scenarios travel from a local car trip to an emergency evacuation for care at the nearest qualified medical facility. Several even as offer return flights out of the country wherever
the traveler is placed back to the US.
Available plans can cover individuals or groups for specific periods of time abroad and can be in effect should they be stationed abroad for an extended period of time. There are policies for corporations to insure their personnel, plans to cover missionaries who are on an reach program and for those active in extreme sports. International travel medical insurance should be considered for anyone traveling or living abroad.
©David M. Schmader, Solon, Ohio January, 2005
www.brownschmader.com
Just about the Author
David Schmader is an independent broker agent placed in the Cleveland Ohio suburbia of Solon, Ohio. With over 25 years of corporate finance experience he specializes in serving the individual, professional and small business markets.
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