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Bankruptcy InformationConsumer AdviceWhat is identity theft?
by:
NC
What is identity theft?
(NC)—Identity larceny occurs once
person uses your personal information without your cognition or consent to commit a crime, such as fraud or theft.
Once they steal the information and manipulate it, identity thieves can invade your personal and fiscal life. They can use purloined identities to conduct disbursement sprees, open new bank accounts, divert mail, apply for loans, credit cards, and societal benefits, rent apartments and even as commit much serious crimes which, once arrested, they pin on their new identity.
ID thieves get your personal information by:
• Stealing personal and private information from wallets, purses, mail, your home, vehicle, computer, and Web sites you've visited or e-mails you've sent.
• Retrieving personal information in your garbage or use bin by "dumpster diving".
• Sitting as a creditor, landowner or leader
to get a copy of your credit report.
• Meddling with ATM and terminals at stores, which enables thieves to see your debit or credit card number and PIN.
• Purchasing the information from a dishonest worker
working wherever
personal and/or fiscal information is stored.
• Removing mail from your mailbox.
• Searching public sources, such as newspapers (obituaries), phone books, and records open to the public (professional certifications).
For much information on how to protect yourself from ID theft, and another common user
scams, visit ConsumerInformation.ca . It's a Web site created by federal, provincial, territorial governments and their partners specifically to provide Canadians with convenient, one-stop access to hundreds of objective, reliable, current user
information sources.
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