E-book Category: Business, Jobs
E-book Title: JumpStart To Freedom
Author: Paul Smith
Book Description: The rich keep getting richer but you keep living paycheck to paycheck.
Break this mind-numbing cycle and... "Annihilate your debt forever and
rocket your way to freedom with
THE most reliable and guaranteed-to-work
debt solution on the planet!"
Go ahead, set all your financial worries aside for a few minutes and get ready to discover how EVEN YOU can completely obliterate your pile of debt no matter how big it is...
From the desk of author/creator, Paul Smith
Dear Friend,
Isn't it about time you won a life free from debt and started enjoying the lifestyle you deserve?
Aren't you tired of all the rhetoric and complicated solutions that seem more trouble than their worth?
What if there was a debt solution that was so insanely simple and effective that the credit card companies would probably try to have it yanked from the web?
Living paycheck to paycheck sucks and it's about time that we break free from the mayhem and end the madness!
"There I was, barely scraping out a living,
desperately trying to make ends meet..." Years ago, my wife and I barely made enough money to pay for rent, food and electricity. As broke as we were, we got a credit card offer! What a relief I thought!
When we ended up buying groceries with the credit card I knew we needed a change, so we hooked up with a youth camp. You know, those places where you send your kids for the summer?
Rent was cheap and the camp food was free, which, if you've ever had camp food, is about the only thing going for it!
After a few years of spending more than we made and collecting LOTS of school loans, we had dug quite a deep hole for ourselves. After I finished school, we walked away with nearly $80,000 in debt! Yikes! We were in trouble.
Stressed out to the max, I looked all over for a debt solution to help get out of it. I tried budgeting tool after budgeting tool. Maybe you've tried some. From work books to software, none of them did anything for me. They were too dang complicated!
Finally, I'd had enough. "We're getting out of debt!" I demanded to no one in particular. From that point on and over the course of about 3 years, I set out to develop a system for our family that would help us escape the trap we were in. "I was just sick and tired of all the nonsense..." JumpStart To Freedom was developed completely independent of any existing debt reduction program out there today.
You see, I was sick and tired of all the false promises, fancy advertisements and complicated programs that didn't work for me so I designed my own system from scratch!
So does it work? Does it ever! We've paid off tens of thousands in debt, and that was after my wife decided to stop working and stay home with the kids!
"Yea, I bet you just got a better paying job, didn't you Paul?"
Nope, not at all. We did it on the same income as I had when we were living paycheck to paycheck.
"So how did you do it then?"
We kept things simple, workable and realistic. That's why it has worked so well for my family, and why it will work so well for yours. Living Simplified = Debt Demystified This step-by-step, no-nonsense, no B.S. approach will work for anyone for this very reason - it keeps things simple and straight-forward. In fact, just to be sure it does, I made sure my extended family members went through the program to work out the bugs so you don't have too!
"But is debt really a big deal, I mean, isn't debt just a part of life?"
Well, if you want to remain exactly where you are right now financially then...yes!
But if you want to take your finances to another level, then NO, debt is not a normal part of life. But that is NOT what the credit companies want you to believe.
Do you think it would help you to get out of debt if you knew the enemy's key strategy? YOU BET!
In fact, they have a very key strategy to keeping you in debt. The #1 KEY strategy used by credit card companies to keep you enslaved to debt forever: Bribery! You think I'm exaggerating with this headline? No way! I'll reveal their main strategy and then show you how they are implementing it. #1 Strategy to keep you enslaved:
Give rewards and incentives for going into debt and add value to making small payments over a long period of time. Bottom line? They want to reward you for going into debt.
The key is to give you lots of "rewards" so that you'll be a HAPPY and faithful card user. The problem is of course that the faithful are enslaved!
You know what that's called? Bribery!
So how do they implement this strategy? There are 2 ways, psychological and physical. - Bribery Step #1) Psychological - make you feel like you are a special recipient of a unique benefit that only a limited few get the privilege of participating in.
What, you think I'm kidding? Check out your junk mail and see what I mean. The marketing departments of these companies just love to talk you up like you are the greatest (and of course you are because you make them rich!).
Here are some actual words from a SINGLE advertisement that I received from one of the world's largest credit card companies:
Words used included, "wisely," "smart," "savings," "confidence," "reduce," "simplify," "rely," "trusted," and "advantage."
Hey, it gets even better. That same ad contained the following phrase: "Consolidate Balances With a Company You Can Trust." Listen, there is not a single "smart" "advantage" about going into debt no matter how "nice" or convincing the ad is. Once you zero in on this one truth (that they are not looking out for your best interest), you can rocket your way to freedom! - Bribery Step #2) Physical - this strategy is to offer some kind of physical reward, both for signing up and for remaining a faithful customer.
John Hayes, chief marketing officer for American Express was quoted in American Banker saying that, "We want our cardmembers to feel rewarded with membership, and we want prospects to say, 'Boy, I should get one of those'"
Through special perks and incentives, companies are making an extra effort at making you, the card user, feel valued and special. This not only gives you a reason to sign up, but also a reason to stay. The truth is, people want to feel catered to and they want to be listened to.
Credit card companies are listening.
American Express alone spent $1.6 billion in advertising, in just the third quarter of 2006 alone! Now I'm not picking on AE, just using them as an example. All the other credit companies are just the same and don't let them tell you otherwise.
Whether it's air miles or discounts to your favorite restaurant, these are nothing but gimmicks to keep you attached that plastic ball and chain.
NEVER FORGET, you are paying for these gimmicks with each payment you make in the form of interest.
You know what I say?
It's time to kick debt in the rear 'cause time is a-wasting! Finally! A straight-forward, no bull, easy-to-use,
debt solution...that actually works! All the empty promises, consolidation loans, balance transfers, scam artists and false debt solutions, trying to tell you that their way is the answer to all your problems...it's rubbish!
Worse yet, as I just showed you, credit card companies are trying to reward you to stay in debt!
That's why I want to show you how you can get out of debt on your own terms and cut through the garbage that's out there. From massive "money" books to complex software programs, it's near impossible today to find a debt relief solution that is easy to understand and use. Think about it? Why are you reading this letter if there are so many terrific solutions out there to help you get out of debt? How many times have you tried something and it didn't work?
Have you had it up to here with late-night creditors calling? Have you had enough of getting charged late fees? Are you ready to get debt-free starting right now and eliminate the financial stress in your life?
I'm telling you right now that you can do it and no one can tell you different!
So let's cut through the B.S. together. There's a better life. A life without debt!
How does this sound: - No more worrying if the bills are going to get paid
- No more phone calls at dinner time
- No more threatening letters
- No more paycheck-to-paycheck
- No more stress!
NOW THAT'S A LIFE! And it's WAY more simple to achieve than you can possibly imagine. YOU CAN HAVE THIS LIFE!
So what's the big secret? How are you going to annihilate your debt and rocket your way to freedom? THE most reliable DEBT SOLUTION on the planet! KEY #1 - Spend less
Spending less than you make is THE number one key to success. Ask anyone who's done it. If your response is, "but I can't," I say, yes you can. If you can work 40 hours a week, then I will show you how you CAN spend less and pay down debt!
KEY #2 - Don't borrow
No matter how bad you want it, if you borrow, you lose. There are VERY few exceptions to this rule, if any, but "payday" loans, 90 days same as cash, auto loans, store credit and consumer credit cards are NOT included. You must avoid these and other forms of borrowing AT ALL COSTS. If you borrow, you are borrowing against your ability to get out of debt and build wealth, period.
KEY #3 - Redirect
Even if you are successful with Key's 1 and 2, you'll still fall short unless you use correctly, the extra money you have left over after spending less than you make. This is the number one reason why I failed so many times before but it is the number one reason why YOU will be successful! Tell the creditor to take a hike &
get some REAL rewards with your JumpStart Toolkit! JumpStart To Freedom will give you the tools you need to break free, in a straight-forward, easy to follow format that will take you step by step to freedom from debt.
After going through the JumpStart program,
you will be able to... - Paying off all your debts even if you don't think you have the money to do it - and you can start right now!
- Free up cash you didn't know you already had (because I'll show you where it is) and know exactly how to manage it and what to do with it
- Have absolute confidence that your checks won't bounce
- Set specific financial goals that are relevant to you and then MEET those goals!
- Know where all your money is going and get control of those dollars that just seem to "disappear"
- Enjoy the freedom that comes with no longer living paycheck to paycheck
- Have the peace of mind that comes with knowing that all of your bills will be paid each month...on time!
- Get rid of all the nasty phone calls and letters from creditors breathing down your neck
- Eliminate the fear of not knowing how you're going to "make ends meet"
- Turn all of those monthly debt payments into wealth-building payments...to yourself!
- Know exactly how much money you have in the bank and how much you have to spend
- Easily anticipate future expenses with confidence so that there are no "surprises" later on
- Have cash in hand to pay for life's surprise emergencies - without the credit card!
- Get massive discounts on big-ticket items - flashing 10 one hundred dollar bills gives you tremendous bargaining power!
With JumpStart To Freedom, you are getting so much more than just a geeky budgeting spreadsheet or a ridiculously long e-book: you are getting a complete system that will change your life forever. That's why I've named it the JumpStart To Freedom ToolKit!
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