E-book Category: Home, Manuals, Self Help
E-book Title: Foreclosure Secrets Guide
Author: Alfonso Inclan
Book Description: Looking in how to avoid foreclosure or how to modify a mortgage loan yourself? You're About To Learn Secrets That Most Homeowners Will Never Know About How to Stop a Foreclosure in Process...
And How Any Homeowner Can Keep Their House
Rent Free Forever. Dear Friend, Repossessions of homes by lenders are expected to go up by 50% in 2008 as a result of the credit crunch, according to the Council of Mortgage Lenders.
RealtyTrac.com reported 1,285,873 properties with Foreclosures filings in 2007 nationwide. 58% of these Foreclosures will be in 2008 from subprime loans or loans with variable (adjustable) terms.
Repossessed properties are resold by lenders at foreclosure auctions. When this is done in massive transactions along with houses stuck in the market for non-selling, the market sinks drastically.
Seasoned Investors are expecting a huge decrease in house prices for the next 2 or 3 years, and my personal expectations are that after we reach the very deep bottom, the house prices will start rising very, very slow the next 5 years after. So, expect at least 8 years of slow market from now. Sincerely, I really think we are going to see a relief in the real estate market maybe in 10 years at least!
(That if we don't have any other national catastrophic impact in the meantime)...
So, if you are facing a rise in your monthly payment due to a change in your variable rate term, or simply you can't pay, first of all, don't panic. You just need to know what to do. I hope that after reading this information you can sleep better and get some understanding to this rough situation. My name is Alfonso Inclan and I am a Financial Educator in the State of Arizona doing Home and Commercial Loans, Mortgage Training and Consulting, Real Estate investments, Business Coaching, Marketing and Credit Counseling since 2002. In all these years, I have seen many different cases on people refinancing their homes; but the most common thing I have found in most of them, was that they DIDN'T KNOW what type of loan they had their last years.
Not even the interest rate!
My personal concern was to proceed educating every single client to understand what he/she were doing with a home loan.
Unfortunately, at this time so many families are being left behind without a house of their own and so many people without a job. These people didn't know how to be prepared for this coming recession.
If you are (or will be) late in your mortgage payments, let me share today some things you must know about.
You need to perfectly UNDERSTAND every single option you may have, in order to have a successful negotiation with your lender. THE FORECLOSURE SECRETS GUIDE The Most Advanced Foreclosure Information Ever Created Just For Mortgage-Stressed Homeowners With this eBook I'm bringing forth this mind-blowing informational guide on how you can stop the Foreclosure Process -- the secrets that only a few in this industry would ever be familiar with. "Here Are Some Of The Secrets You'll Learn Inside My Informative eBook" Dear Friend,
"It's so easy for me to negotiate with lenders, it's like knowing what they are gonna say or what they are gonna do. All the truth will be unveiled as I bring to you this explosive guide on how to Negotiating or Stopping a Foreclosure in Process - the same guide that all lenders are having nightmares about every day".
...Working at this industry I have seen entire families taken away from their houses and unfairly being throw out to the streets yes, with their kids and personal stuff!! Thousands of honorable, hard working Americans are losing their homes daily; and banks are foreclosing at a nationwide rate of about 250,000 homes a month(March 2008).
CRITICAL UPDATE: Upon completion of this guide, I have been threatened from major lending companies. Authorities from a number of major banks have contacted my host in multiple occasions to try and forever ban this information from ever being released to the public. I've had untold struggles with major banking authorities, as well as my own attorney in order to bring forth this explosive information to you. My mission is to save YOUR HOUSE. I have toiled every step, and will fight every obstacle to provide you with the classified Foreclosure information that Banking companies are panicking about every minute of the day.
I've been threatened with legal action; I've been harassed with midnight phone calls; I've been begged and pleaded with; but they are not gonna stop me from releasing these confidential secrets to the public.
I don't care. As long as this is available, I will share this information to help as many people as possible.
I promise you the secrets I'll expose here will exceed your wildest expectations. Here is just a tiny sneak peak of the kind of beyond-belief information you can expect to discover in my guide: - HOW TO LEGALLY STAY RENT-FREE IN YOUR HOUSE
- FOREVER - Be warned: this truth might literally scare you.
- What's on your MORTGAGE or DEED OF TRUST that Banks will never tell you. - Banks tried to sue me for damages when I revealed this information to the public.
- Methods on how Banks determine the qualifications to approve a negotiation. - If you know the negotiating behavior of the banks, you'll know how to get your negotiation approved.
- Is your house already scheduled for auction sale? - I have some of the most amazing information on what you can do to take huge advantages of ALL THE OPTIONS AVAILABLE you may have for this situation at this point.
- Filing a motion for an extension to stop foreclosure - You will not believe what you can do using the law at your side
- Fool-proof methods on how you can delay foreclosure - ALL the Foreclosure Solutions available in this world, including the ones that the banks wish you never knew about.
- Discover one false Bank claim that make people fall for it all the time - Don't fall for this one.
- Help to stop foreclosure of a home even with a low credit score
- How you can qualify to have the foreclosure REMOVED from your credit!
- How most mortgage-stressed people waste their time searching for solutions at the wrong places - how you can avoid it.
- Are you paying for foreclosure prevention help? - Learn what they are NOT doing so you can tell them what to do and how they can proceed
- Amazing secret on how you can have your interest rate fixed as it was before a variable adjustment - just from making a phone call and knowing what to say and to whom.
- Are you foreclosing on Investment Houses? - Discover the huge impact you may have and how to avoid it. -Must read!
- How to manipulate lending companies to give you what you want - using just ONE WORD.
- Learn what is your legal standing if your original lender filed bankruptcy.
- Bankrupcy, short sale, reinstatement, deed in lieu, forbearance? - What it means and how you may qualify for each one. Don't waste your time working with realtors or agencies that don't understand these concepts.
- Do you want to short sale your home or deed in lieu? - Read the Short Payoff Chapter and learn about the liability consequences you may have.... in your own home! Your Realtor told you there are no consequences? Ha!
- Learn why many lenders do not have the legal authority to take your home away!
- Learn Step by Step the procedure for motion to stop foreclosure or sheriff sale
- Bankruptcy Chapter 7 or Chapter 13? - stopping foreclosure with bankruptcy filing. Understand which Chapter is best for you.
- Legal letters -reviewed and approved by different attorneys- that can help you to stop a Foreclosure in Process
- Discover what mortgage assistance state programs or foreclosure assistance programs will never tell you - and you have to know it!
- A never-before-released record of the bankruptcy for Foreclosures system breakdowns that I promise will leave you utterly shocked.
- Learn if you qualify to enter bankruptcy protection
- Bankruptcy vs Foreclosure? Discover which is worse bankruptcy or foreclosure
- Are you not late yet? Learn pre foreclosure prevention, what it is and how is the complete legal process step by step
- Discover the wrongful actions that lenders are doing to take homes away.
- Is the mortgage default assistance a scam? - Don't sign anything with them or give them a dime until you have read my book!
- Learn about the New Option to Stop Foreclosures called SHORT PAYOFF
- And Much, Much More...!
If you say: "I am (or I will be) behind on my mortgage and I want to know how to catch up...", then this information is the perfect match for you.
This eBook Includes Everything You Must Need to Know About How to Stop Foreclosures THE FORECLOSURE SECRETS GUIDE
The Definitive Step-By-Step Guide To Stop A Foreclosure In Process And Keep Your House You will begin to learn about laws and remedies
that the banks have tried to keep hidden
over the last years.
There are legal remedies that can save your home
and free you from the slavery
that the banks want to keep you in. More... | 
