E-book Category: Finance
E-book Title: 30 Days To A Better Credit Report
Author: Alex Moriarty
Book Description: Attention: To Anyone Dealing With Bad Credit... Now's your chance to gain an unfair advantage over the credit bureaus! "Tired Of Being Rejected For Loans and Credit Cards?... Need Good Credit Fast? Follow My Proven Step-by-Step Credit Repair System And Restore Your Credit Report In Record Time... Results Guaranteed!" Dear Friend,
I know what you are going through. You live with the nightmare of bad credit and it seems like things are never going to change! A spouse dies or walks out... just when you need them most. You lose a job you were counting on. Illness strikes you or your family. Anything can happen!
And let's face it, most J.O.B.s (just over broke) don't pay enough to make ends meet. So when the money starts to run out, your credit usually isn't far behind.
But all that can change for you in a big way. Did you know there are simple steps you can take today that can make dramatic improvement in your credit rating?
In as little as 30 days you see a dramatic improvement in your credit. Imagine holding a copy of your new updated credit report, one month from now... with tons of valuable points added to your FICO Score.
Sounds great, doesn't it? But wait... it gets even better. Think Of How Your Life Would Immediately Change If... you had good credit right now! What would YOU do? Imagine finally having the things you need and deserve... like a new house, a new car, credit cards, furniture, or a new apartment. The Bottom Line Is That... with good credit, practically anything you want can be yours. So read this article carefully! It contains insider credit secrets that will show you step-by-step how to repair your credit report and settle your debts for pennies on the dollar -- and I don't want you to miss a word.
And speaking of credit secrets, why not sign up to receive my FREE helpful & insightful newsletter on the latest tips to mastering your credit and managing your debts? Just complete the form below. It will only take a few seconds! Who I Am And Why Should You Listen To Me... My name is Alex Moriarty and for the last 23 years it's been my passion to help people fight the credit bureaus and restore their credit histories.
During that time I've repaired enough credit reports to fill a small library -- and I've helped thousands of good people just like YOU repair their credit and live their dreams.
I'm NOT talking about minor problems either. I've repaired some of the worst credit you can imagine. Things like: - 30,60, and 90 day Late Payments
- Judgments
- Credit Card Charge-offs
- Foreclosures
- Liens
- Collection Accounts
- Repossessions
- Medical Bills
- Student loans
- Utility Bills
- Chapter 7 and 13 Bankruptcies
And now I want you to help you.
In the next 5 minutes, as you read every word of this article you are going to: - Learn about your FICO Score and the fastest way for you to increase it, so you can get loans and credit cards!
- Learn about the Fair Credit Reporting Act (F.C.R.A) and other laws that help you, by protecting your rights.
- Learn step-by-step how to remove any type of negative information listed on your credit report and settle your debts for pennies on the dollar.
The good news is that by the time you're done reading you will know exactly how to fix your credit report, settle your debts, and save thousands of dollars in the process.
And trust me on this. Life takes on a whole new meaning and attitude when you have good credit. Needless to say to that in today's tight economy having good credit is indispensible. So let's get started! Your FICO Score - SIZE Does Matter! Back in 1989 Fair Isaac and Company in San Rafael, CA began developing a scoring system to determine a person's creditworthiness. Today, nearly all lenders use the FICO score as the benchmark for approving credit requests.
Here's how it works. The higher your FICO score is, the easier it will be for you to get loans and credit cards. It's that simple -- and the best and fastest way to increase your score is by removing negative information on your credit report.
Did you know that with a credit score of 720 or higher, you can get approved for loans and credit cards instantly?! The Fair Credit Reporting Act: Your Key To Credit Repair The Fair Credit Reporting Act (F.C.R.A), created by the federal government states that all the information on your credit report MUST be 100% accurate and verifiable. If it's not, the credit bureaus are required to delete the information.
How can this help YOU improve your credit rating? It's simple. The (F.C.R.A) gives you the right to challenge any information listed on your credit report and get it changed or removed. Here's How Credit Repair Works You write a letter to the credit bureaus (Trans Union, Equifax or Experian) disputing the accuracy of negative information on your credit report. You can and should dispute any information you feel is damaging to your creditworthiness.
Then (F.C.R.A) then allows the credit bureaus 30 days to verify the accuracy of the information you disputed. If they fail to do so in 30 days, they must erase the information from your credit report. It's that easy!
And here's the real shocker: Even though negative information on your credit report could be accurate -- the credit bureaus are still required by the (F.C.R.A) to remove it -- if they can't prove it's accuracy in 30 days. What This Means For You Is... that even if you paid your bills late, your car was repossessed, you filed bankruptcy or anything else happened that damaged your credit rating -- now you can dispute those negative remarks on your credit history and remove them.
Sounds exciting doesn't it? You CAN repair your credit report, no matter how bad it may be -- and the (F.C.R.A) makes it 100% legal.
And here's the best part. Your FICO Score gains truckloads of points automatically, every time negative you remove negative information from your credit report! Okay, sounds easy enough right? Well, here's the catch. The "Secret" To Credit Repair Is... Knowing the correct words to use in your dispute letters. If you know what to write, you can remove negative information fast and easy -- even if it's accurate!
But use the "wrong" words and NOTHING happens. Worse yet, your letters could trigger a red-flag at the credit bureaus. This will bring your progress to a halt incrediblyl fast.
Obviously, attempting to repair your credit with no guidance is unthinkable. Why risk something so important. Remember you may only get one chance to do it right. So what are your options? You Could Hire A Credit Repair Company... and if they do a good job, it's worth the investment. But here's a word of caution: Credit repair is a valuable service and it isn't cheap. You can expect to spend at least $700 if you hire a credit repair company.
Now, if you have close to a thousand dollars to shell out, who am I to stop you. Go ahead and hire a credit repair company. I earn my living by repairing bad credit, so I know it works. But Frankly There Is A Better Way If you can spare just 10 minutes a month you can save the money the professionals charge and do it yourself. The truth of the matter is that credit repair boils down to just one thing: Knowing how to write dispute letters that work! That's the secret. Nothing more!
Since 1985 I have used my hard-hitting, straight-to-the point credit repair letters to restore thousands of credit reports. Once my work is done 97% of my clients qualify for loans and credit cards.
Recently, a real estate broker and friend of mine offered to promote my credit repair service to over 200 of his clients, and I said, "Thanks, but I have too many clients as it is. In fact, I already have enough clients to last for years."
That's when the idea hit me, and I said, "This is an awesome problem to have!" At that moment I decided to offer my credit repair system, including all my credit repair letters and strategies (which I've trademarked 30 Days To A Better Credit Report™) on the Internet.
I was positive that my system would be extremely valuable to people with credit problems. Especially in today's insane economy.
So I decided to offer the information on the web. The response has been incredible. Here's what people are saying about 30 Days To A Better Credit Report... Here's A Small Sample Of What's In 30
Days To A Better Credit Report (I'll tell you how to get a copy of the e-book at a special deep discount in a moment): - My in-house portfolio of credit repair dispute letters -- This massive collection of professional credit repair letters is guaranteed to remove late payments, charge-offs, liens, repos, foreclosures, bankruptcies, and much more. Imagine banks that once rejected your loan applications are now enthusiastic about doing business with you. You can even use my letters to start your own high-income credit repair business.
- Discover the 3 step credit repair system that's the fastest way to remove bad credit. Combine this strategy with my credit repair dispute letters and you can clean up bad credit in record time.
- Did you know there's a specific number of accounts that you should dispute at a time. Exceed this number and the credit bureaus will STOP you cold in your tracks.
- Learn the jealously guarded "secret" top-notch credit repair attorneys use to erase judgments, eviction notices, tax liens and even bankruptcy. Now, you can remove these negative items and increase your FICO score in as little as 30 days -- instead of waiting the typical 7 to 10 years to see them slowly fade away!
- Discover how to STOP collection agency harassment fast -- This special letter will END those irritating calls in 24 hours or less... guaranteed! No need to argue with collectors or screen your calls ever again.
Learn how to settle your debts for as little 25 cents on the dollar -- and get a positive rating added to your credit report. You save thousands of dollars and increase your FICO score simultaneously! My letters do all the work. - Find out how to get rid of 30, 60, and 90 day late accounts -- even if you haven't paid a bill on time in 6 years. My tried, tested, and proven strategies will get rid of these damaging accounts fast!
- Discover how to quickly add 10 years or more of perfect credit to your credit report -- I've included a strategic plan that will build your credit fast. It's as easy and works with outstanding results!
- Learn why you should occasionally hand write your credit repair dispute letters and how this tactic can "speed up" your results.
- Discover the 7 things lenders "hate" to see on a loan application. If you need a loan make sure you do NOT include any of these items in your loan application.
- Learn the secret of getting delinquent student loans back in good standing. If student loans are ruining your credit score here's a surefire solution to bring them up to par. This is guaranteed to add tons of points to your FICO score in the process.
- Why pay for your credit report when you can get it for free? How to get a FREE copy of your credit report from the BIG 3 credit bureaus (Trans Union, Experian, and Equifax.) through a special government program. Forms and instructions included.
- Discover how to get your spouse's (or former spouse's) negative information permanently disjoined from your credit file(s)!
- Learn the number 1 mistake made by people trying to restore their credit. Do this and you will delay your progress by 6 months or more.
- Discover this exclusive credit card lender who approves 90% of the applications they receive... even for people with less than perfect credit.
- Find out how to erase file variations and other errors on your credit report -- File variations could be anything from a misspelling of your name to multiple social security numbers on your credit report. Combined with negative credit, file variations are a red flags with most lenders. Don't take chances... find out how to remove them.
- Discover the most overlooked problem on your credit report and one that scares the heck out of lenders -- and learn how to fix the problem. It's easy to correct once you know what it is.
- Learn how to get the Federal Trade Commission to speed up your results -- Credit bureaus not taking your disputes seriously? No problem! Use the FTC to make the bureaus work faster. I'll show you exactly how. You'll see lightening fast results when you use this technique.
- Did you know you can take your creditors to court? If your creditors refuse to investigate your disputes, take them to court. Discover how to use small claims court to put the heat on the credit bureaus and get your credit reports restored.
- Find out how to add good accounts that are missing from your credit report -- This happens all the time... you have accounts that you've paid "on time" for years -- and they're not listed on your credit report!! Now, you can get these accounts included on your credit report and add points to your FICO score with one letter.
- Discover the truth behind low interest rate cards and how you can get burned using them.
- Learn the 1 thing you should never do if you are rejected for a loan or credit card. Do this and watch your FICO score plummet.
- The 2 things you should do immediately, if you get turned down for a loan or credit card. Do this and you can improve credit approval rate by 89%.
- Learn how a specific type of checking account can actually improve your credit score. If your current bank doesn't offer this service, find another one that does...ASAP!
- Find out how to create a $50,000 line of credit on your signature alone! -- This strategy will show you how to create a generous line of credit that you can use for real estate investing. Several wealthy real estate investors I know, used this method to launch their real estate empires.
- Why bad credit can cause you to earn less money and how good credit can put thousands of extra dollars in your bank account. This has nothing to do with investing or starting a business.
Now you can quickly and easily repair your credit and settle your debts for pennies on the dollar. What's more, it's all 100% LEGAL!!
Even better, you won't need the services of an expensive lawyer! All you need is your computer and 30 Days To A Better Credit Report!
Everything you need to know can be easily read and understood in just a few minutes at home, in a single reading!! (You'll be a credit and debt expert in less than an hour!!) Why Pay For Something You Can Do Yourself? With my specialized letters, methods, and surefire techniques for erasing bad credit and settling debts (often for just pennies-on-the-dollar!), you'll be amazed at how easy it is to rebuild your credit and your finances!
Recently, I spoke with a woman who was furious to say the least! You see, she'd paid a credit repair company over $1,200.00 to repair her credit.
Then she discovered 30 Days To A Better Credit Report and realized she could have done a better job -- and kept the $1,200.00!
You too can save the thousands of dollars the professionals charge, and do it yourself. It's easy when you know how. Clearly, you can see the value of owning your own copy of 30 Days To A Better Credit Report, if you have credit problems. Repairing Your Credit Report Is Amazingly
Simple Once You Know How You'll learn an easy-to-follow process of mailing my special credit dispute letters to the credit bureaus. These letters are very specific and say exactly what's needed to repair your credit! I've even included instructions that explain when you should use each letter.
All you have to do is fill in the blanks, mail my letters, and wait for the outstanding results that I guarantee will follow! If you can write at the 6th grade level and mail an envelope -- I'm positive you can repair your credit! Now Is Your Opportunity To Take
Control Over Your Finances Did you know the credit bureaus are making BIG money selling YOUR credit information. This is your chance to gain control over what they are saying about you!
The law says that you have the right to dispute anything you feel isn't 100% accurate! The credit bureaus must investigate your claims... and they must delete everything you successfully challenge! Regardless Of What Your... credit situation is today, I'm offering you the power to change it. Maybe you have a dozen pages of bad credit. Maybe you even filed for bankruptcy. It really makes no difference.
Why? Because now you can completely restore your credit rating with the insider secrets revealed in this remarkable new ebook! More... | 
